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332 Library items with class number 332.175
Refine your search Apply to external sourcesBank attributes and demographic factors in determining customer’s choice: a case of Nepalese commercial banks / Shishir K.C
Title : Bank attributes and demographic factors in determining customer’s choice: a case of Nepalese commercial banks Material Type: printed text Authors: Shishir K.C, Author Publication Date: 2016 Pagination: 77p. Size: GRP/Thesis Accompanying material: 4/B General note: Including bibilography Languages : English Descriptors: Banks
Banks and banking
Customer relations
Customer servicesKeywords: 'customers satisfaction,bank location,social recognition physical facilities' Class number: 332.175 Bank attributes and demographic factors in determining customer’s choice: a case of Nepalese commercial banks [printed text] / Shishir K.C, Author . - 2016 . - 77p. ; GRP/Thesis + 4/B.
Including bibilography
Languages : English
Descriptors: Banks
Banks and banking
Customer relations
Customer servicesKeywords: 'customers satisfaction,bank location,social recognition physical facilities' Class number: 332.175 Hold
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Barcode Call number Media type Location Section Status 154/D 332.175 KCS Thesis/Dissertation Uniglobe Library Social Sciences Available
Title : Bank credit management: text and ases Material Type: printed text Authors: Uijayaragavani, Author Publisher: Mumbai: Himalaya Publication Date: 2009 Pagination: 491p Size: Book Languages : English Descriptors: Bank loans
Banks and banking
Credit-managementKeywords: 'bank loan banks and banking credit management' Class number: 332.175 Bank credit management: text and ases [printed text] / Uijayaragavani, Author . - [S.l.] : Mumbai: Himalaya, 2009 . - 491p ; Book.
Languages : English
Descriptors: Bank loans
Banks and banking
Credit-managementKeywords: 'bank loan banks and banking credit management' Class number: 332.175 Hold
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Barcode Call number Media type Location Section Status 8015 332.175 UIJ Books Uniglobe Library Social Sciences Available
Title : Credit risk management Material Type: printed text Authors: G Vijayaragavan, Author Publisher: Himalayan house Pagination: 254p. Size: Books Accompanying material: p Price: Rs.279 Languages : English Descriptors: Bank management
Credit-ManagementKeywords: 'bank loan banks and banking credit management' Class number: 332.175 Credit risk management [printed text] / G Vijayaragavan, Author . - Mumbai, India : Himalayan house, [s.d.] . - 254p. ; Books + p.
Rs.279
Languages : English
Descriptors: Bank management
Credit-ManagementKeywords: 'bank loan banks and banking credit management' Class number: 332.175 Hold
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Barcode Call number Media type Location Section Status 6440 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/28/2024 6441 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/22/2024 6442 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/28/2024 6443 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 12/12/2017 6445 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/30/2024 6446 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/30/2024 6447 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/05/2024 6448 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/28/2024 6449 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/28/2024 6450 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/02/2024 6451 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/01/2024 6452 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/05/2024 6453 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/01/2024 6454 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/01/2024 6455 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/02/2024 6456 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/02/2024 6457 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/28/2024 6458 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/03/2024 6459 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/05/2024 6460 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/02/2024 6461 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 04/01/2018 6462 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/30/2024 6463 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 03/07/2022 6464 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 09/29/2024 6444 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/05/2024 10796 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/05/2024 10797 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/02/2023 10798 332.175 VIJ Books Uniglobe Library Social Sciences Due for return by 10/06/2024
Title : Determinants of banks lending behavior: a survey of selected commercial banks in Nepal Material Type: printed text Authors: Rakshya Gautam, Author Publication Date: 2013 Pagination: 78p. Size: GRP/Thesis Accompanying material: 2/D General note: Including bibliography Languages : English Descriptors: Bank and banking
Bank loans
Commercial banks
NepalKeywords: 'banks lending behavior Commercial banks Nepal Bank and banking financial institutions' Class number: 332.175 Abstract: Bank lending behavior of the bank can be defined as the preferences and choices of bank while making loans and advances. In other words, bank lending behavior is the selection of bank’s investment on loans and advances on the account of constraints given by regulators, opportunities or threats provided by macroeconomic, factors and the preferences of customers etc.
This study investigates the determinants of bank lending behavior of selected Nepalese commercial banks. The specific objectives of this study were to examine the effect of deposit growth rate, bank discount rate, cash reserve ratio, GDP, CD ratio, ROA, lagged LOA and interest spread on bank loans and advances, to analyze the impact of deposit growth, capital growth, and non-performing loan growth rate, earning assets growth rate on loan growth rate of the banks, to access the impact of input price of deposit, input price of equipment/ fixed capital, capitalization ratio, loans and advances and log of total assets on the output price of loan, to assess the views of bank employees on lending behavior of the bank.
The research was based on primary and secondary data. The methods used for secondary data analysis included descriptive statistics, regression analysis, etc. Similarly the methods used for primary data analysis included percentage frequency distribution, mean scores, standard deviation and likert scale.
The major conclusion of the study is that bank discount rate, GDP, CD ratio, LOA lagged and WAIS explain the loans and advances in the context of Nepalese commercial banks. Similarly in the case of loan growth rate deposit growth rate, earning assets growth rate are the important and significant explanatory variables. Similarly input price of deposit and input price of equipment explains the output price of loan in case of Nepal. Therefore banks should strive hard to manage their deposits and earning assets efficiently so that their objective of profitability can be achieved and input price of deposit and input price of equipment explain the output price of loan. Similarly in the case of primary study, the study concludes that liquidity position of the market have strong impact on bank lending behavior. Similarly there should not be mismatch between the input price of deposit and output price of loan. And in Nepalese commercial banks there is moderate effect of nonperforming loan on bank lending. Among the macro economic variables bank lending rate is ranked as the most important factor which supports the result of secondary analysis. GDP is ranked as least important factor in primary analysis where as it plays an important role in secondary analysis. Respondents ranked deposit growth rate as most important factor affecting the loan growth rate which supports the result of secondary analysis.
Determinants of banks lending behavior: a survey of selected commercial banks in Nepal [printed text] / Rakshya Gautam, Author . - 2013 . - 78p. ; GRP/Thesis + 2/D.
Including bibliography
Languages : English
Descriptors: Bank and banking
Bank loans
Commercial banks
NepalKeywords: 'banks lending behavior Commercial banks Nepal Bank and banking financial institutions' Class number: 332.175 Abstract: Bank lending behavior of the bank can be defined as the preferences and choices of bank while making loans and advances. In other words, bank lending behavior is the selection of bank’s investment on loans and advances on the account of constraints given by regulators, opportunities or threats provided by macroeconomic, factors and the preferences of customers etc.
This study investigates the determinants of bank lending behavior of selected Nepalese commercial banks. The specific objectives of this study were to examine the effect of deposit growth rate, bank discount rate, cash reserve ratio, GDP, CD ratio, ROA, lagged LOA and interest spread on bank loans and advances, to analyze the impact of deposit growth, capital growth, and non-performing loan growth rate, earning assets growth rate on loan growth rate of the banks, to access the impact of input price of deposit, input price of equipment/ fixed capital, capitalization ratio, loans and advances and log of total assets on the output price of loan, to assess the views of bank employees on lending behavior of the bank.
The research was based on primary and secondary data. The methods used for secondary data analysis included descriptive statistics, regression analysis, etc. Similarly the methods used for primary data analysis included percentage frequency distribution, mean scores, standard deviation and likert scale.
The major conclusion of the study is that bank discount rate, GDP, CD ratio, LOA lagged and WAIS explain the loans and advances in the context of Nepalese commercial banks. Similarly in the case of loan growth rate deposit growth rate, earning assets growth rate are the important and significant explanatory variables. Similarly input price of deposit and input price of equipment explains the output price of loan in case of Nepal. Therefore banks should strive hard to manage their deposits and earning assets efficiently so that their objective of profitability can be achieved and input price of deposit and input price of equipment explain the output price of loan. Similarly in the case of primary study, the study concludes that liquidity position of the market have strong impact on bank lending behavior. Similarly there should not be mismatch between the input price of deposit and output price of loan. And in Nepalese commercial banks there is moderate effect of nonperforming loan on bank lending. Among the macro economic variables bank lending rate is ranked as the most important factor which supports the result of secondary analysis. GDP is ranked as least important factor in primary analysis where as it plays an important role in secondary analysis. Respondents ranked deposit growth rate as most important factor affecting the loan growth rate which supports the result of secondary analysis.
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Barcode Call number Media type Location Section Status 27/D 332.175 GAU Thesis/Dissertation Uniglobe Library Social Sciences Available
Title : Determinants of non-performing loan and cost efficiency of Nepalese commercial banks Material Type: printed text Authors: Nikita Khanal, Author Publication Date: 2017 Pagination: 97p. Size: GRP/Thesis Accompanying material: 11/B Languages : English Descriptors: Non-performing loan Keywords: 'bank loans banks banks and banking commercial banks nepal loans' Class number: 332.175 Abstract: The non-performing loans (NPL) of financial institutions are considered as a significant issue in the context of Nepal for last few decades. Nepal Rastra Bank (NRB) has made amendment to the provision related to classification of loans of banks and financial institutions (BFIs). The central bank instructed ‘A’,’B’ and ’C’ class banks to classify their non-performing loans(NPL) into five different types i.e. Pass, Sub-standard, Doubtful, and Loss categories, depending on duration of delay in debt servicing . Now, new categoryhave to add i.e. watch list. Non-performing loan is a loan on which the borrower is not making interest payments or repaying any principal.
This study attempts to examine the determinants of non-performing loan and cost efficiency in Nepalese commercial banks. The study is based on secondary data of 16 commercial banks with 128 observations for the period of 2008/09 to 2015/16. Data and information have been collected from Nepal Stock Exchange, Security Exchange Board of Nepal, Banking and Financial Statistics of NRB and annual reports of the selected commercial banks. The research design adopted in this study is descriptive and causal comparative research design as it deals with the macro-economic variables and bank specific variables with non-performing loan and cost efficiency of Nepalese commercial banks.
The result shows that the average non-performing loan ratio is highest for NBBL (4.308 percent) and lowest for SCBL (0.573 percent).The average cost efficiency is highest for PCBL (11.139 percent) and lowest for NIBL (1.179 percent).The average return on equity is highest for NABIL (29.07 percent) and lowest for SUBL (8.094 percent).SBL has highest average loan to deposit ratio (83.414 percent) and SCBL has lowest average loan to deposit ratio (50.51 percent).The average credit growthis highest for NMB (54.891 percent) and lowest for SCBL (12.490 percent). The averageloan to total assets ratio shows that loan to total assets ratio is highest for SBI (1.968 percent) and lowest for NBBL (1.934 percent).
The descriptive statistics for selected commercial bank shows that the average non-performing loan ratio is 1.567 percent, average cost efficiency is 2.799 percent,average return on equityis 18.288 percent,average loan to deposit is 76.159 percent, average gross domestic product growth rate is 3.912 percent, average inflation is 9.112 percent, average credit growth is 24.143 percent and average loan to assets ratio is 90.713 percent.
The correlation matrix shows that return on equity is negatively correlated to non-performing loan ratio. However,loan to deposit and gross domestic product growth rate are positively related to non-performing loan ratio. Similarly, inflation has positive relationship with non-performing loan ratio. Additionally, credit growth and loan to assets ratio has positive relationship with non-performing loan ratio. The correlation result also shows that return on equity and gross domestic product growth rate are positively related to cost efficiency. On the other hand, loan to deposit and credit growth is negatively related to cost efficiency. Additionally, inflation and loan to assets ratio has positive relationship with cost efficiency.
The regression result shows that return on equity has negative and insignificant impact on non-performing loan ratio. It indicates that increase in return on equity leads to decrease in non-performing loan ratio. Moreover, loan to deposit has positive and significant impact on non-performing loan ratio. It indicates that higher the loan to deposit, higher would be the non-performing loan ratio. Likewise, gross domestic product growth rate has positive impact on non-performing loan ratio. It reveals that higher the gross domestic product growth rate, higher would be the non-performing loan ratio. Similarly, inflation has positive impact on non-performing loan ratio. The result states that higher the inflation, higher would be the non-performing loan ratio.Additionally, credit growth has negative and significant impact on non-performing loan ratio. It reveals that higher the credit growth, lower would be the non-performing loan ratio. Likewise, loan to assets ratio has negative and significant impact on non-performing loan ratio. The result denotes that higher the loan to assets ratio, lower would be the non-performing loan ratio.
The result indicated that there is positive and significant impact of return on equity on cost efficiency. It indicates that higher the return on equity, lower would be the cost efficiency. Moreover, loan to deposit has negative and significant on cost efficiency. It indicates that higher the loan to deposit, lower would be the cost efficiency. Additionally, gross domestic product growth rate has positive impact on cost efficiency. It reveals that highergross domestic product growth rate leads to higher cost efficiency. On the other hand, inflation has positive and insignificant impact on cost efficiency. The result states that higher the inflation, higher would be the cost efficiency. Additionally, credit growth hasnegative impact on cost efficiency. It reveals that higher the credit growth, lower would be the cost efficiency. However, loan to assets ratio has positive and significant impact on cost efficiency. The result reveals that higher the loan to assets ratio, higher would be the cost efficiency.
Determinants of non-performing loan and cost efficiency of Nepalese commercial banks [printed text] / Nikita Khanal, Author . - 2017 . - 97p. ; GRP/Thesis + 11/B.
Languages : English
Descriptors: Non-performing loan Keywords: 'bank loans banks banks and banking commercial banks nepal loans' Class number: 332.175 Abstract: The non-performing loans (NPL) of financial institutions are considered as a significant issue in the context of Nepal for last few decades. Nepal Rastra Bank (NRB) has made amendment to the provision related to classification of loans of banks and financial institutions (BFIs). The central bank instructed ‘A’,’B’ and ’C’ class banks to classify their non-performing loans(NPL) into five different types i.e. Pass, Sub-standard, Doubtful, and Loss categories, depending on duration of delay in debt servicing . Now, new categoryhave to add i.e. watch list. Non-performing loan is a loan on which the borrower is not making interest payments or repaying any principal.
This study attempts to examine the determinants of non-performing loan and cost efficiency in Nepalese commercial banks. The study is based on secondary data of 16 commercial banks with 128 observations for the period of 2008/09 to 2015/16. Data and information have been collected from Nepal Stock Exchange, Security Exchange Board of Nepal, Banking and Financial Statistics of NRB and annual reports of the selected commercial banks. The research design adopted in this study is descriptive and causal comparative research design as it deals with the macro-economic variables and bank specific variables with non-performing loan and cost efficiency of Nepalese commercial banks.
The result shows that the average non-performing loan ratio is highest for NBBL (4.308 percent) and lowest for SCBL (0.573 percent).The average cost efficiency is highest for PCBL (11.139 percent) and lowest for NIBL (1.179 percent).The average return on equity is highest for NABIL (29.07 percent) and lowest for SUBL (8.094 percent).SBL has highest average loan to deposit ratio (83.414 percent) and SCBL has lowest average loan to deposit ratio (50.51 percent).The average credit growthis highest for NMB (54.891 percent) and lowest for SCBL (12.490 percent). The averageloan to total assets ratio shows that loan to total assets ratio is highest for SBI (1.968 percent) and lowest for NBBL (1.934 percent).
The descriptive statistics for selected commercial bank shows that the average non-performing loan ratio is 1.567 percent, average cost efficiency is 2.799 percent,average return on equityis 18.288 percent,average loan to deposit is 76.159 percent, average gross domestic product growth rate is 3.912 percent, average inflation is 9.112 percent, average credit growth is 24.143 percent and average loan to assets ratio is 90.713 percent.
The correlation matrix shows that return on equity is negatively correlated to non-performing loan ratio. However,loan to deposit and gross domestic product growth rate are positively related to non-performing loan ratio. Similarly, inflation has positive relationship with non-performing loan ratio. Additionally, credit growth and loan to assets ratio has positive relationship with non-performing loan ratio. The correlation result also shows that return on equity and gross domestic product growth rate are positively related to cost efficiency. On the other hand, loan to deposit and credit growth is negatively related to cost efficiency. Additionally, inflation and loan to assets ratio has positive relationship with cost efficiency.
The regression result shows that return on equity has negative and insignificant impact on non-performing loan ratio. It indicates that increase in return on equity leads to decrease in non-performing loan ratio. Moreover, loan to deposit has positive and significant impact on non-performing loan ratio. It indicates that higher the loan to deposit, higher would be the non-performing loan ratio. Likewise, gross domestic product growth rate has positive impact on non-performing loan ratio. It reveals that higher the gross domestic product growth rate, higher would be the non-performing loan ratio. Similarly, inflation has positive impact on non-performing loan ratio. The result states that higher the inflation, higher would be the non-performing loan ratio.Additionally, credit growth has negative and significant impact on non-performing loan ratio. It reveals that higher the credit growth, lower would be the non-performing loan ratio. Likewise, loan to assets ratio has negative and significant impact on non-performing loan ratio. The result denotes that higher the loan to assets ratio, lower would be the non-performing loan ratio.
The result indicated that there is positive and significant impact of return on equity on cost efficiency. It indicates that higher the return on equity, lower would be the cost efficiency. Moreover, loan to deposit has negative and significant on cost efficiency. It indicates that higher the loan to deposit, lower would be the cost efficiency. Additionally, gross domestic product growth rate has positive impact on cost efficiency. It reveals that highergross domestic product growth rate leads to higher cost efficiency. On the other hand, inflation has positive and insignificant impact on cost efficiency. The result states that higher the inflation, higher would be the cost efficiency. Additionally, credit growth hasnegative impact on cost efficiency. It reveals that higher the credit growth, lower would be the cost efficiency. However, loan to assets ratio has positive and significant impact on cost efficiency. The result reveals that higher the loan to assets ratio, higher would be the cost efficiency.
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Barcode Call number Media type Location Section Status 401/D 332.175 KHA Thesis/Dissertation Uniglobe Library Social Sciences Available
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