Determinants of bank deposits: a survey of selected commercial banks in Nepal / Akash Khaniya 

Public ISBD Title : Determinants of bank deposits: a survey of selected commercial banks in Nepal Material Type: printed text Authors: Akash Khaniya, Author Publication Date: 2014 Pagination: 86p. Size: GRP/Thesis Accompanying material: 3/B General note: Including bibliography Languages : English Descriptors: Bank deposits Banks Banks and banking Commercial banks Nepal Keywords: Bank deposits  banks  banks and banking  commercial banks  nepal' Class number: 346.730 Abstract: The main source of capital for commercial banks is deposit. Although banks can use other sources of funds such as shareholder's equity, from the profit of its operation or any other business undertakings, the most useful source of capital is deposit. This study investigates the determinants of deposit of selected Nepalese commercial banks. The objective of the study was to focus on the factors that affect the deposit of the commercial bank of Nepal. This study also focuses on examining the relationship between the bank deposit with bank specific variables and macroeconomic variables in the Nepalese context. The study is based on both primary and secondary sources of data. The primary sources of data have been used to assess the opinion of respondents with respect to bank deposit regarding the commercial banks and the secondary data have been taken from the annual reports and websites of the respective commercial banks and Nepal Rastra Bank. This study is primarily based on the panel data for the time period 2002/03 to 2011/12 of 18 commercial banks. For the analysis of the data, linear regression model has been used. The study concluded that bank size, lagged deposit and lagged bank size explain the deposit of the commercial bank of Nepal. Therefore banks should strive hard to manage their total assets (bank size) efficiently so that their objective of increasing deposit can be achieved. From the survey results, the study concluded that interest rate on deposit have strong impact on bank deposit. Similarly, the study also said that employees of the bank play an important role to encourage deposit. In the Nepalese market, customers are more sensitive towards the liquidity position of the banks. Therefore, commercial bank should maintain their liquidity to encourage customers to deposit more. Location of banks’ office is ranked as the most important variable by the respondents so the banks should maintain their offices in such places that reduce time and cost of customers. Determinants of bank deposits: a survey of selected commercial banks in Nepal [printed text] / Akash Khaniya, Author . - 2014 . - 86p. ; GRP/Thesis + 3/B. Including bibliography Languages : English Descriptors: Bank deposits Banks Banks and banking Commercial banks Nepal Keywords: Bank deposits  banks  banks and banking  commercial banks  nepal' Class number: 346.730 Abstract: The main source of capital for commercial banks is deposit. Although banks can use other sources of funds such as shareholder's equity, from the profit of its operation or any other business undertakings, the most useful source of capital is deposit. This study investigates the determinants of deposit of selected Nepalese commercial banks. The objective of the study was to focus on the factors that affect the deposit of the commercial bank of Nepal. This study also focuses on examining the relationship between the bank deposit with bank specific variables and macroeconomic variables in the Nepalese context. The study is based on both primary and secondary sources of data. The primary sources of data have been used to assess the opinion of respondents with respect to bank deposit regarding the commercial banks and the secondary data have been taken from the annual reports and websites of the respective commercial banks and Nepal Rastra Bank. This study is primarily based on the panel data for the time period 2002/03 to 2011/12 of 18 commercial banks. For the analysis of the data, linear regression model has been used. The study concluded that bank size, lagged deposit and lagged bank size explain the deposit of the commercial bank of Nepal. Therefore banks should strive hard to manage their total assets (bank size) efficiently so that their objective of increasing deposit can be achieved. From the survey results, the study concluded that interest rate on deposit have strong impact on bank deposit. Similarly, the study also said that employees of the bank play an important role to encourage deposit. In the Nepalese market, customers are more sensitive towards the liquidity position of the banks. Therefore, commercial bank should maintain their liquidity to encourage customers to deposit more. Location of banks’ office is ranked as the most important variable by the respondents so the banks should maintain their offices in such places that reduce time and cost of customers.

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Barcode	Call number	Media type	Location	Section	Status
41/D	346.730 KHA	Books	Uniglobe Library	Social Sciences	Available

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